Massage Liability Insurance
Coverage Limits
Professional & General Liability Insurance: $2 million per occurrence, $3 million per year
Personal Injury & Advertising Coverage: $2 million per occurrence, per year
Identity Protection Plan: $25,000
Occurrence Form Coverage
InsureLMT massage therapist insurance provides full coverage if the unexpected should occur, even if your policy has expired, as long as the event took place while your coverage was in effect.
Other insurance policies provide coverage only for claims filed while your policy is active. InsureLMT provides Occurrence Form Coverage, the preferred-industry choice and gold standard for coverage.
Instant Coverage & Certificate
When you purchase insurance coverage with InsureLMT, you're not only recieving the lowest rate offered in the market, but you're also receiving instant peace of mind.
Get fully insured in minutes with our easy online application. Need proof of insurance ASAP? No problem! You'll be emailed a copy of your certificate of insurance right after checkout.
Coverage with InsureLMT
- Occurrence Form CoverageIf a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
- Professional and General Liability InsuranceIn the case of a malpractice or trip-and-fall scenario, InsureLMT covers $2 million per occurrence, or $3 million per year.
- Digital Proof of InsuranceReceive an instant digital certificate of coverage after completing your InsureLMT application.
- Instant CoverageYour coverage begins instantly after completing your InsureLMT application.
- Identity Protection PlanInsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.
- Personal Injury & Advertising CoverageCovers up to $2 million and can help protect you if you’re accused of libel, slander, or false advertising
We Cover 500+ Modalities
We cover over 500 modalities including massage, cosmetology, esthetics, and nail technicians. Our InsureLMT policy covers you for more than one modality with just one policy. Some modalities included are not covered by our competitors. Here's a list of our more popular modalities:
Are you a recent graduate of a massage therapy program, seasoned veteran or somewhere in between? Regardless of how long you’ve been practicing, you need the protection InsureLMT massage therapist insurance can provide. For only $94 per year, you receive up to $2 million in professional and liability coverage per occurrence; $3 million per year.
Are you the sole proprietor of your practice, work in a spa setting or work in multiple locations? InsureLMT massage liability insurance covers you.
Experience the Best Value
Exceptional customer service
Speak with live insurance specialists available Mon - Thur: 8am - 8pm EST, Fri: 9am - 8pm EST.
One low rate & instant coverage
Receive digital proof of insurance instantly after checkout.
Portable coverage
If you change jobs or move to a new location, your professional liability insurance policy follows you—if you continue to meet state and local requirements.
Student Rate $35 per year
Receive the same benefits as the professionals
Students receive the same benefits that professional massage therapists do, as long as they are still in school when they enroll.
One low rate & instant coverage
We offer a special student rate at the discounted price of
$35 per year.Protect your career
Enroll now and we’ll be happy to get you coverage in minutes and answer any questions.
Contact Us
Pick up the phone
If you have any further questions about InsureLMT, just call us at 800-901-4702. Our insurance specialists are available 8:30 a.m. to 5:30 p.m. EST
Monday through Friday.
Send an email
On the go and ready to send a quick email? Submit your questions or comments via our contact form and we'll get back to you ASAP.
Remind yourself
Not ready for coverage today? Click here to set yourself an insurance reminder to come back when it's time to renew.
Join InsureLMT for instant massage liability coverage and peace of mind.
Or send your questions via our contact form, and we’ll get back to you in no time. Our live insurance specialists are available Mon - Thur: 8am - 8pm EST, Fri: 9am - 8pm EST.