Occurence form coverage. Identity protection plan. Easy application. 3 online CE Hours included. Professional Massage Therapist insurance for low price of $97.

Professional Massage Therapist Insurance

GET COVERED
Or call 800-901-4702 for more information.

Coverage Limits

Professional Liability Insurance: $2 million per occurrence, $3 million per year
General Liability Insurance: $2 million per occurrence, $3 million per year
Product Liability: $2 million per occurrence, per year
Rental Location Damage Insurance: $100,000
Stolen Equipment Coverage: up to $1,000 with a $250 deductible
Identity Protection Plan: $25,000


Occurrence Form Coverage


InsureLMT massage therapist insurance provides full coverage if the unexpected should occur, even if your policy has expired, as long as the event took place while your coverage was in effect.

Other insurance policies provide coverage only for claims filed while your policy is active. InsureLMT provides Occurrence Form Coverage, the preferred-industry choice and gold standard for coverage.

Individual Limits Policy


Each member insured under InsureLMT massage therapist insurance receives the maximum coverage limit allowed by his or her policy in case of an event.

Massage therapists who purchase coverage from companies that offer shared aggregate policies may run the risk of unpaid claims if the coverage limit in the program has already been used by other members.

Two Affordable Massage
Insurance Packages

Choose Your Plan
  • Occurrence Form Coverage
    If a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
  • Professional and General Liability Insurance
    In the case of a malpractice or trip-and-fall scenario, InsureLMT covers $2 million per occurrence, or $3 million per year.
  • Digital Proof of Insurance
    Receive an instant digital certificate of coverage after completing your InsureLMT application.
  • Instant Coverage
    Your coverage begins instantly after completing your InsureLMT application.
  • Product Liability
    If application of a product during service causes an adverse reaction, InsureLMT covers $2 million per occurrence and per year.
  • Individual Limits
    Each member receives full coverage for their entire policy limits during the term of his or her policy. Coverage limits are not shared among all members of the program.
  • Rental Location Damage Insurance
    If a rental location is damaged by the renter, InsureLMT covers up to $100,000.
  • Stolen Equipment Coverage
    If a client steals a piece of equipment, InsureLMT covers up to $1,000 with a $250 deductable.
  • Identity Protection Plan
    InsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.
  • Professional Website for Your Practice
    InsureLMT offers a simple three step process with tech support to enable you to market your business online.
  • Unlimited Online Continuing Education
    InsureLMT offers unlimited continuing education.

Gold Plan

$97/ year
$97/ year
  • Occurrence Form Coverage
  • Professional and General Liability Insurance
  • Digital Proof of Insurance
  • Instant Coverage
  • Product Liability
  • Individual Limits
  • Rental Location Damage Insurance
  • Stolen Equipment Coverage
  • Identity Protection Plan
  • Upgrade For A Professional Website For Your Practice
  • Upgrade For Online Continuing Education

Platinum Plan

$155/ year
$155/ year
  • Occurrence Form Coverage
  • Professional and General Liability Insurance
  • Digital Proof of Insurance
  • Instant Coverage
  • Product Liability
  • Individual Limits
  • Rental Location Damage Insurance
  • Stolen Equipment Coverage
  • Identity Protection Plan
  • Includes Professional Website For Your Practice
  • Includes Unlimited Online Continuing Education

We Cover 350+ Modalities

We cover over 350 modalities including massage, cosmetology, esthetics, and nail technicians. Our InsureLMT policy covers you for more than one modality with just one policy. Some modalities included are not covered by our competitors. Here’s a list of our more popular modalities:

  • Acupressure
  • Animal Massage
  • Aromatherapy
  • Bodywork
  • Chair Massage
  • Cupping
  • Deep Tissue Massage
  • Energy Healing Techniques
  • Facial Massage
  • Healing Touch
  • Hot Stone Massage
  • Lypossage
  • Prenatal Massage
  • Reflexology
  • Reiki
  • Sports Massage
  • Watsu
  • Swedish Massage

Compare Bodywork Insurance

Insure Bodywork

Occurrence-Form Coverage No Yes
Protection for late filed claims
Professional Liability Insurance
(Malpractice)
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
General Liability Insurance
(Trip & Fall)
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
Products Individual Annual Aggregate
$2 Million
$2 Million
Hour Qualification
No Hours Required for Insurance No Hours Required for Insurance
Required CE hours
No Hours Required for Insurance No Hours Required for Insurance
Rental Damage Coverage
$300,000
$100,000
Stolen Equipment
$2,000* $100 deductible
$1,000  *$250 deductible
Identity Protection Plan No Yes
Annual Fee
$96/yr
$97/yr
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information. Get Covered
 
Insure
Bodywork
InsureLMT
Occurence-Form Coverage
CE hours Included
Hour Qualification
Required CE hours
Stolen Equipment
Identity Protection Plan
Annual Fee $96 $97
Get Covered
 
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information.

36% of claims filed in 2017 WERE NOT COVERED by a claims made policy. $1 more can make a big difference in your peace of mind.

Who Needs Massage Liability Insurance

Are you a recent graduate of a massage therapy program, seasoned veteran or somewhere in between? Regardless of how long you’ve been practicing, you need the protection InsureLMT massage therapist insurance can provide. For only $97 per year, you receive up to $2 million in professional and liability coverage per occurrence; $3 million per year.

Are you the sole proprietor of your practice, work in a spa setting or work in multiple locations? InsureLMT massage liability insurance covers you.

Experience the Best Value


  • Exceptional customer service

    Speak with live insurance specialists available 8:30 a.m. to 5:30 p.m. EST Monday through Friday, plus weekend hours. Just call us today at 800-901-4702.

  • One low rate & instant coverage

    Receive digital proof of insurance instantly after checkout.

  • Portable coverage

    If you change jobs or move to a new location, your professional liability insurance policy follows you—if you continue to meet state and local requirements.

BUY POLICY

Or call 800-901-4702 for more information.


Professional massage therapist performing deep tissue massage

Student Rate
$35 per year


Massage students learning about the spine

  • Receive the same benefits as the professionals

    Students receive the same benefits that professional massage therapists do, as long as they are still in school when they enroll.

  • One low rate & instant coverage

    We offer a special student rate at the discounted price of
    $35 per year.

  • Protect your career

    Enroll now or call us today at 800-901-4702 and we’ll be happy to get you coverage in minutes and answer any questions.

BUY STUDENT POLICY

Contact Us


Pick up the phone

If you have any further questions about InsureLMT, just call us at
800-901-4702. Our insurance specialists are available
8:30 a.m. to 5:30 p.m. EST
Monday through Friday.

Send an email

On the go and ready to send a quick email? Submit your questions or comments via our contact form and we'll get back to you ASAP.

Remind yourself

Not ready for coverage today? Click here to set yourself an insurance reminder to come back when it's time to renew.

Join InsureLMT for instant massage liability coverage and peace of mind.
Call 800-901-4702 for more information.

Or send your questions via our contact form, and we’ll get back to you in no time. Our live insurance specialists are available 8:30 a.m. to 5:30 p.m. EST Monday through Friday.