The Most Affordable Massage Insurance in the Industry
What a $94 InsureLMT Policy Includes
- Occurrence Form CoverageIf a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
- Professional and General Liability InsuranceIn the case of a malpractice or trip-and-fall scenario, InsureLMT covers $2 million per occurrence, or $3 million per year.
- Digital Proof of InsuranceReceive an instant digital certificate of coverage after completing your InsureLMT application.
- Instant CoverageYour coverage begins instantly after completing your InsureLMT application.
- Identity Protection PlanInsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.
- Personal Injury & Advertising CoverageCovers up to $2 million and can help protect you if you’re accused of libel, slander, or false advertising
- Coverage in All 50 States
Complete Guide to Massage Insurance
Learn more about massage insurance from InsureLMT.
GUIDE TO MASSAGE INSURANCEAdditional Benefits
Cheapest Rate on Massage Therapist Insurance Today
We are proud to offer the most affordable rate on massage therapy insurance coverage
Instant Coverage & Easy Online Application
Receive digital proof of insurance instantly after easy online checkout.
Portable coverage
If you change jobs or move to a new location, your professional liability insurance policy follows you—if you continue to meet state and local requirements.
Beauty and Bodywork Insurance | ||||
| Occurrence-Form Coverage | ✘ | No, a BBI Policy is Claims-Made | ✓ | Yes, an ILMT Policy is Occurrence Form |
| Professional Liability Insurance (Malpractice) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
| General Liability Insurance (Trip & Fall) | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Annual Aggregate |
| Personal Injury & Advertising | ✓ | Undisclosed Amount | ✓ | $2 Million |
| Hour Qualification | ✓ | No Hours Required for Insurance | ✓ | No Hours Required for Insurance |
| Required CE Hours | ✓ | No Hours Required for Insurance | ✓ | No Hours Required for Insurance |
| Identity Protection Plan | ✘ | No | ✓ | Yes |
| Automatic Coverage for Dual Practitioners? | ✘ | No | ✓ | Yes |
| Coverage for Cupping and Yoga Included? | ✘ | No, BBI charges $35 for cupping and $33 for yoga | ✓ | Yes, at no extra cost |
| Coverage in All 50 States | ✘ | No, BBI does not support coverage in Missouri | ✓ | Yes |
| Annual Fee | $96/yr | $94/yr | ||
| NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information. | BUY POLICY | |||
| Beauty & Bodywork | InsureLMT | ||
| Occurrence-Form Coverage | ✘ | ✓ | |
| Professional Liability Insurance (Malpractice) | ✓ | ✓ | |
| General Liability Insurance (Trip & Fall) | ✓ | ✓ | |
| Personal Injury & Advertising | ✓ | ✓ | |
| Hour Qualification | ✓ | ✓ | |
| Required CE hours | ✓ | ✓ | |
| Identity Protection Plan | ✘ | ✓ | |
| Automatic Coverage for Dual Practitioners? | ✘ | ✓ | |
| Coverage for Cupping and Yoga Included? | ✘ | ✓ | |
| Coverage in All 50 States | ✘ | ✓ | |
| Annual Fee | $96 | $94 | |
| BUY POLICY | |||
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information.
Student Rate:
$35 for the entire year
Receive the same benefits as the professionals
Students receive the same benefits that professional massage therapists do, as long as they are still in school when they enroll.
One low rate & instant coverage
We offer a special student rate at the discounted price of
$35 per year.Protect your career
Enroll now and we’ll be happy to get you coverage in minutes and answer any questions.
Get cheap massage therapist insurance with InsureLMT for only $94.
Instant coverage and peace of mind awaits you.
What Others Are Saying
Reasonable price for massage insurance, easy process for renewal. I have had this insurance for many years. Why pay hundreds more elsewhere just to have a free magazine and website I would never use. Thanks for continuing to provide a great policy and at a fair value.Michele Christy
Local Guide
Quality insurance product at an affordable rate. The online application and website were easy to navigate too.Sandy Kelly
Best price! Covers all my extra modalities. Quick and easy online purchase process and instant downloadable certificate. This is a no-brainer.Suzy Holmbeck
Local Guide
Very easy to sign up and the rates were the best available.Jeaneen Haley