Exceptionally Affordable Massage Insurance for Massage Therapists
What Your InsureLMT Policy Covers
- Occurrence Form CoverageIf a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
- Professional and General Liability InsuranceIn the case of a malpractice or trip-and-fall scenario, InsureLMT covers $2 million per occurrence, or $3 million per year.
- Digital Proof of InsuranceReceive an instant digital certificate of coverage after completing your InsureLMT application.
- Instant CoverageYour coverage begins instantly after completing your InsureLMT application.
- Product LiabilityIf application of a product during service causes an adverse reaction, InsureLMT covers $2 million per occurrence and per year.
- Individual LimitsEach member receives full coverage for their entire policy limits during the term of his or her policy. Coverage limits are not shared among all members of the program.
- Rental Location Damage InsuranceIf a rental location is damaged by the renter, InsureLMT covers up to $100,000.
- Stolen Equipment CoverageIf a client steals a piece of equipment, InsureLMT covers up to $1,000 with a $250 deductable.
- Identity Protection PlanInsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.
- Occurrence Form Coverage
- Professional and General Liability Insurance
- Digital Proof of Insurance
- Instant Coverage
- Product Liability
- Individual Limits
- Rental Location Damage Insurance
- Stolen Equipment Coverage
- Identity Protection Plan
Complete Guide to Massage Insurance
Learn more about massage insurance from InsureLMT.
GUIDE TO MASSAGE INSURANCECall 800-901-4702 for more information
Additional Benefits
Exceptional customer service
Call 8009014702 to speak with live insurance specialists available 8:30 a.m. to 5:30 p.m. EST Monday through Friday. Or email us via our contact form.
One low rate & instant coverage
Receive digital proof of insurance instantly after checkout.
Portable coverage
If you change jobs or move to a new location, your professional liability insurance policy follows you—if you continue to meet state and local requirements.
Or call 800-901-4702
Beauty and Bodywork Insurance | ||||
| Occurrence-Form Coverage | ✘ | No | ✓ | Yes Protection for late filed claims |
| Professional Liability Insurance (Malpractice) | ✓ | $2 Million Per Occurrence $3 Million Individual Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Individual Annual Aggregate |
| General Liability Insurance (Trip & Fall) | ✓ | $2 Million Per Occurrence $3 Million Individual Annual Aggregate | ✓ | $2 Million Per Occurrence $3 Million Individual Annual Aggregate |
| Products Individual Annual Aggregate | ✓ | $2 Million | ✓ | $2 Million |
| CE Hours Included | ✘ | No | ✓ | Yes 3 Free Hours |
| Hour Qualification | ✓ | No Hours Required for Insurance | ✓ | No Hours Required for Insurance |
| Required CE hours | ✓ | No Hours Required for Insurance | ✓ | No Hours Required for Insurance |
| Rental Damage Coverage | ✓ | $300,000 | ✓ | $100,000 |
| Stolen Equipment | ✓ | $2,000* $100 deductible | ✓ | $1,000 *$250 deductible |
| Identity Protection Plan | ✘ | No | ✓ | Yes |
| Annual Fee | $96/yr | $94/yr | ||
| NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information. | Get Covered | |||
| Insure Bodywork | InsureLMT | ||
| Occurence-Form Coverage | ✘ | ✓ | |
| Professional Liability Insurance (Malpractice) | ✓ | ✓ | |
| General Liability Insurance (Trip & Fall) | ✓ | ✓ | |
| Products Individual Annual Aggregate | ✓ | ✓ | |
| CE hours Included | ✘ | ✓ | |
| Hour Qualification | ✓ | ✓ | |
| Required CE hours | ✓ | ✓ | |
| Rental Damage Coverage | ✓ | ✓ | |
| Stolen Equipment | ✓ | ✓ | |
| Identity Protection Plan | ✘ | ✓ | |
| Annual Fee | $96 | $94 | |
| Get Covered | |||
Student Rate:
$35 for the entire year
Receive the same benefits as the professionals
Students receive the same benefits that professional massage therapists do, as long as they are still in school when they enroll.
One low rate & instant coverage
We offer a special student rate at the discounted price of
$35 per year.Protect your career
Enroll now or call us today at 8009014702 and we’ll be happy to get you coverage in minutes and answer any questions.
3 Simple Steps to Contact Us
Pick up the phone
If you have any further questions about InsureLMT, just call us at
800-901-4702. Our insurance specialists are available
8:30 a.m. to 5:30 p.m. EST
Monday through Friday.
Send an email
On the go and ready to send a quick email? Submit your questions or comments via our contact form and we'll get back to you ASAP.
Remind yourself
Not ready for coverage today? Click here to set yourself an insurance reminder to come back when it's time to renew.
Join InsureLMT for instant massage liability coverage and peace of mind.
Call 800-901-4702 for more information.
Or send your questions via our contact form, and we’ll get back to you in no time. Our live insurance specialists are available 8:30 a.m. to 5:30 p.m. EST Monday through Friday.