$97 Massage Therapist Liability Insurance 

Insurance doesn't have to be expensive to be the best.
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InsureLMT Policy Bundle

InsureLMT takes the hassle out of insurance by providing multiple insurance coverages easily bundled into one affordable and accessible policy. Get insured in less than 3 minutes 100% online and receive:

Professional Liability Insurance

Also called errors and omissions insurance, this coverage protects you with $3 million per year / $2 per occurrence. 

General Liability Insurance

Often referred to as “slip and fall insurance,” this coverage provides you with $3 million per year / $2 million per occurrence. 

Stolen Equipment Coverage

If a client steals a piece of equipment, InsureLMT covers up to $1,000 with a $250 deductible.

Rental Premises Coverage

If a rental location is damaged by the renter, InsureLMT covers up to $100,000.

Identity Protection Coverage

InsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.

Product Coverage

If application of a product during service causes an adverse reaction, InsureLMT covers $2 million per occurrence and per year.

Additional Policy Benefits Include:

  • Occurrence Form CoverageIf a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
  • Instant CoverageReceive your digital proof of coverage instantly after completing your InsureLMT application.
  • Individual LimitsEach member receives full coverage during the term of his/her policy. Coverage limits are not shared among all members of the program.
  • Coverage for 350+ Modalities
    Our one policy automatically covers you in hundreds of different modalities and disciplines.
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or call (800) 901-4702 for more information

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How We Stack Against the Competition

Beauty and Bodywork Insurance
Occurrence-Form Coverage ✘ No ✓ Yes
Protection for late filed claims
Professional Liability Insurance
(Malpractice)
 ✓
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
 ✓
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
General Liability Insurance
(Trip & Fall)
 ✓
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
 ✓
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
Products Individual Annual Aggregate
 ✓
$2 Million
 ✓ $2 Million
Rental Damage Coverage
 ✓
$300,000
 ✓ $100,000
Stolen Equipment ✘
No
 ✓ $1,000  *$250 deductible
Identity Protection Plan ✘ No ✓ Yes
Cupping Coverage Included
 ✘ No ✓ Yes
Fitness Training Coverage Included
 ✘ No ✓ Yes
Annual Fee
$96/yr
$97/yr
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information. Get Covered
 
Beauty and Bodywork Insurance InsureLMT
Occurence-Form Coverage ✘ ✓
Professional Liability Insurance (Malpractice) ✓ ✓
General Liability Insurance (Trip & Fall) ✓ ✓
Products Individual Annual Aggregate ✓ ✓
Rental Damage Coverage ✓ ✓
Stolen Equipment ✘ ✓
Identity Protection Plan ✘ ✓
Cupping Coverage Included ✘ ✓
Fitness Training Coverage Included ✘ ✓
Annual Fee $96 $97
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350+ Modalities Covered

When you're insured with InsureLMT, you receive automatic coverage for hundreds of modalities and disciplines from hot stone to esthetics and more.

SEE WHAT'S COVERED

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Give us a Call

If you have any further questions about InsureLMT, call us at (800) 901-4702. Our insurance specialists are available Monday—Friday, 8:30 a.m. to 5:30 p.m. EST.

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