Exceptionally Affordable Liability Insurance for Massage Therapists

What Your InsureLMT Policy Covers

  • Occurrence Form Coverage
    If a claim is filed for an event that occurred when you had coverage, you will still be covered, even after your policy expires.
  • Professional and General Liability Insurance
    In the case of a malpractice or trip-and-fall scenario, InsureLMT covers $2 million per occurrence, or $3 million per year.
  • Digital Proof of Insurance
    Receive an instant digital certificate of coverage after completing your InsureLMT application.
  • Instant Coverage
    Your coverage begins instantly after completing your InsureLMT application.
  • Product Liability
    If application of a product during service causes an adverse reaction, InsureLMT covers $2 million per occurrence and per year.
  • Individual Limits
    Each member receives full coverage for their entire policy limits during the term of his or her policy. Coverage limits are not shared among all members of the program.
  • Rental Location Damage Insurance
    If a rental location is damaged by the renter, InsureLMT covers up to $100,000.
  • Stolen Equipment Coverage
    If a client steals a piece of equipment, InsureLMT covers up to $1,000 with a $250 deductable.
  • Identity Protection Plan
    InsureLMT offers $25,000 worth of coverage that reimburses expenses caused from identity fraud.

$97/ year
$97/ year
  • Occurrence Form Coverage
  • Professional and General Liability Insurance
  • Digital Proof of Insurance
  • Instant Coverage
  • Product Liability
  • Individual Limits
  • Rental Location Damage Insurance
  • Stolen Equipment Coverage
  • Identity Protection Plan

Complete Guide to Massage Insurance

Learn more about liability insurance from InsureLMT.

GUIDE TO MASSAGE INSURANCE
Call 800-901-4702 for more information

Additional Benefits


  • Exceptional customer service

    Call 8009014702 to speak with live insurance specialists available 8:30 a.m. to 5:30 p.m. EST Monday through Friday. Or email us via our contact form.

  • One low rate & instant coverage

    Receive digital proof of insurance instantly after checkout.

  • Portable coverage

    If you change jobs or move to a new location, your professional liability insurance policy follows you—if you continue to meet state and local requirements.

BUY POLICY
Or call 800-901-4702

Beauty and Bodywork Insurance

Occurrence-Form Coverage No Yes
Protection for late filed claims
Professional Liability Insurance
(Malpractice)
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
General Liability Insurance
(Trip & Fall)
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
$2 Million Per Occurrence
$3 Million Individual Annual Aggregate
Products Individual Annual Aggregate
$2 Million
$2 Million
CE Hours Included
No
Yes
3 Free Hours
Hour Qualification
No Hours Required for Insurance No Hours Required for Insurance
Required CE hours
No Hours Required for Insurance No Hours Required for Insurance
Rental Damage Coverage
$300,000
$100,000
Stolen Equipment
$2,000* $100 deductible
$1,000  *$250 deductible
Identity Protection Plan No Yes
Annual Fee
$96/yr
$97/yr
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information. Get Covered
 
Insure
Bodywork
InsureLMT
Occurence-Form Coverage
CE hours Included
Hour Qualification
Required CE hours
Stolen Equipment
Identity Protection Plan
Annual Fee $96 $97
Get Covered
 
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources, such as www.massage-exam.com. No guarantee or assurance is made by Insure LMT as to the accuracy or completeness of this information.

Student Rate:
$35 for the entire year



  • Receive the same benefits as the professionals

    Students receive the same benefits that professional massage therapists do, as long as they are still in school when they enroll.

  • One low rate & instant coverage

    We offer a special student rate at the discounted price of
    $35 per year.

  • Protect your career

    Enroll now or call us today at 8009014702 and we’ll be happy to get you coverage in minutes and answer any questions.

BUY STUDENT POLICY

3 Simple Steps to Contact Us


Pick up the phone

If you have any further questions about InsureLMT, just call us at
800-901-4702. Our insurance specialists are available
8:30 a.m. to 5:30 p.m. EST
Monday through Friday.

Send an email

On the go and ready to send a quick email? Submit your questions or comments via our contact form and we'll get back to you ASAP.

Remind yourself

Not ready for coverage today? Click here to set yourself an insurance reminder to come back when it's time to renew.

Join InsureLMT for instant massage liability coverage and peace of mind.
Call 800-901-4702 for more information.

Or send your questions via our contact form, and we’ll get back to you in no time. Our live insurance specialists are available 8:30 a.m. to 5:30 p.m. EST Monday through Friday.