INSURELMT INSURANCE IS INCLUDED AS A MEMBER BENEFIT OF PROTECTION PLAN ASSOCIATION INC. THE LIABILITY MASTER POLICY IS ISSUED TO THE INSURANCE PLUS RISK PURCHASING GROUP, MEMBERS OF WHICH ARE ALSO MEMBERS OF PROTECTION PLAN ASSOCIATION INC. THE IDENTITY PROTECTION PLAN IS POWERED BY IDENTITY FRAUD INC., WALNUT CREEK, CALIFORNIA, WHOSE MEMBERS INCLUDE MEMBERS OF PROTECTION PLAN ASSOCIATION INC. PROTECTION PLAN INC. IS THE INSURANCE PARTNER FOR INSURELMT. WILLIS OF NEW YORK INC., A 50-STATE LICENSED BROKER, IS THE BROKER FOR ALL COVERAGE UNDER THE INSURELMT PROGRAM. WILLIS OF NEW YORK INC. ALSO SERVES AS EXCESS AND SURPLUS LINES BROKER FOR INSURELMT. PROFESSIONAL LIABILITY AND COMMERCIAL GENERAL LIABILITY COVERAGE UNDER THE INSURELMT PROGRAM IS UNDERWRITTEN BY ASPEN SPECIALTY INSURANCE COMPANY, WHICH IS RATED A (EXCELLENT) BY A.M. BEST COMPANY. INSURELMT IS NOT AN INSURER. ALL RIGHTS RESERVED. COPYRIGHT © 2017 PRIVACY POLICY
Affordable Beauty & Bodywork Insurance for Dedicated Massage Professionals
3 Easy Steps to Confirming Your Additional Insured
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3 Steps to Confirming
Your Additional Insured
Still have questions? Speak with a licensed insurance agent today by calling
8009014702
8:30am - 8:30pm EST Monday - Friday
ALL RIGHTS RESERVED. COPYRIGHT © 2017 PRIVACY POLICY
One Policy Covers 350+ Modalities
More Protection, More Benefits - One Low Rate
Are you a recent massage school graduate, a seasoned veteran or somewhere in between? Regardless of how long you’ve been practicing, you need bodywork liability insurance. For only $97 per year, InsureLMT provides $2 million in professional and general liability coverage per occurrence; $3 million per year.
Other insurance policies only pay claims filed while your policy was active. InsureLMT provides Occurrence Form Coverage, the preferred industry choice and gold standard for coverage. This means that even if your policy has expired you're still covered as long as the event took place while your coverage was in effect. Not all policies are created equal. Get Occurrence Form Coverage from InsureLMT today.
Continuing Education
Live Insurance Agents
Immediate Coverage
Instant Certificate
Every bodywork liability policy comes with a FREE trial of our NCBTMB approved online continuing education library. If you like the trial you have the option to upgrade to the full class package at any time.
Unlike other low-price insurance companies, we answer our phones with licensed insurance agents. These professionals can answer all questions about your policy coverage.
There's no waiting with InsureLMT. As soon as you purchase your massage liability insurance you're covered immediately and you can start working with clients the same day.
Once your policy is purchased, your certificate of insurance is emailed to you. This certificate serves as your proof of coverage and is accepted by most employers. Should you need a paper copy one is available upon request.
Speak to a Representative: 8009014702
Instant Coverage & Certificate
Free Massage CEs
Professional Liability Policy
A-rated insurance coverage tailored to the Beauty & Bodywork professional
97
/yr
Professional & General Liability
$2 Million per occurrence, $3 Million per year
Product Liability
$2 Million per occurrence, $2 Million per year
Rental Damage Insurance
$100,000
Stolen Equipment Coverage
$1,000
Identity Protection Plan
$25,000
COVERAGE LIMITS
Bodywork Insurance Benefits
Occurrence Form vs Claims Made Policies: What's the Difference?
Why is Occurrence Form Coverage the industry standard over Claims Made policies? Let's take a look.
With Occurrence Form Coverage, you are covered even after your policy expires if the claim you are being sued for happened during the time you were covered by Insure LMT. With Claims Made, once your coverage ends, so does your ability to cover claims after your policy expires, even if it happened during the time you were insured.
Here is an easy way to look at it:
Occurrence Form: If a claim is filed after your policy expires, but the incident took place while you were actively insured, it is covered.
Claims Made: Any claim made after your insurance expires will not be covered.
Bodywork Insurance Benefits
Affordable Beauty & Bodywork Insurance for Dedicated Massage Professionals
Professional & General Liability
Product Liability
Stolen Equipment Coverage
Identity Protection Plan
Call us: 8009014702
Occurrence Form vs Claims Made Policies: What's the Difference?
Exceptional Customer Service
$97 Get You Covered
Professional & General Liability:
$2 million per occurrence,
$3 million per year
Product Liability:
$2 million
Rental Damage Insurance:
$100,000
Stolen Equipment Insurance:
$1,000 *$250 deductible
Identity Protection Plan
$